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HOW-TO

How to Retrieve a Lost or Forgotten NIN

Every legitimate way to get your NIN back, whether or not you still have your registered SIM.

Quick answer

If you forgot your NIN, dial *346# from the SIM you registered with NIMC and follow the prompts to retrieve your 11-digit number for a small fee. You can also view it in the NIMC MobileID app, or, if you no longer have that SIM, retrieve it in person at a NIMC office with valid ID.

Key points

  • Dial *346# from your NIMC-registered SIM to retrieve a forgotten NIN (about N20 as of 2026).
  • The NIMC MobileID app also shows your NIN once set up, free of charge.
  • If you have lost the registered SIM, go to a NIMC enrolment centre with a valid photo ID.
  • Expect a biometric (fingerprint) check at the office; that is how NIMC confirms it is you.
  • No legitimate agent can recover your NIN with your OTP or bank details, so never share those.

Step by step

  1. Try *346# firstFrom the phone number you registered with NIMC, dial *346#, choose the retrieval option and approve the small fee (about N20 as of 2026). Your NIN shows on screen.
  2. Or open the NIMC MobileID appIf you have set up the official app, your NIN and digital ID are shown there for free.
  3. If you lost the registered SIM, visit a NIMC centreFind the nearest enrolment centre on the NIMC website and go in person, because USSD will not work from a new number.
  4. Bring a valid IDTake a valid photo ID such as your voter's card, driver's licence or passport.
  5. Complete verificationAsk for the NIN retrieval form and allow the biometric fingerprint check so NIMC can match you to your record and give you your NIN.

Two situations, two routes

Retrieving a forgotten NIN depends on one thing: whether you still have the SIM you registered with NIMC. If you do, the self-service USSD code and the app both work in minutes. If that line is lost or changed, you will need to go in person, because NIMC ties the quick methods to your registered number for security.

If you still have your registered SIM

Dialling *346# is the simplest path, and it is the same code used to check your NIN normally. The NIMC MobileID app is a good backup and, once set up, shows your number without a per-check fee. Either way, once you have the number again you can link it to your SIM or print a fresh NIN slip.

If you lost the registered number

Here USSD is a dead end, so plan a visit to a NIMC enrolment centre. Take a valid government photo ID and be ready for a short biometric check, as your fingerprints let NIMC match you to your existing record without needing your old SIM. Staff will help you recover the number and can advise on updating the phone number on your record.

Avoid recovery agents

Because losing a NIN is stressful, scammers advertise fast recovery for a fee and then ask for your BVN, an OTP or a card PIN. No genuine process needs those to return your own NIN. If you have already shared something, act quickly using this guide on a compromised NIN or BVN.

⚠ Stay safe

NIMC will never ask for your BVN, PIN or an OTP to recover your NIN, and no agent can do it faster with those details. Use only *346#, the NIMC MobileID app, or a NIMC office.

Frequently asked questions

What is the fastest way to recover a forgotten NIN?
Dial *346# from the SIM you registered with NIMC. Choose the retrieval option, approve the small fee, and your 11-digit NIN appears on screen.
How much does retrieving my NIN cost?
By USSD it is about N20 as of 2026, shown on screen before you approve. Retrieving it at a NIMC office follows the commission's own process, so confirm any charge there.
I lost the SIM I registered with. What do I do?
The USSD code will not work from a new number. Visit a NIMC enrolment centre in person with a valid photo ID and complete a biometric check to retrieve your NIN.
Can I retrieve my NIN online?
You can view it in the official NIMC MobileID app once set up. Be cautious of any other website claiming to recover your NIN, and use only NIMC's own channels.
Will NIMC ask for my bank details or an OTP to recover my NIN?
No. NIMC does not need your BVN, card PIN or an OTP to give you your own NIN. Anyone asking for those is a fraudster.
I found my NIN. How do I keep it safe?
Save it privately and consider printing your NIN slip. Do not post it online or share it together with an OTP.

SabiGuide is an independent guide and is not affiliated with any government agency. Fees, links and steps can change — always confirm on the official portal before you act. This is general information, not legal or financial advice.